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Q:Why is a car insurance policy online cheaper than my renewal?

A:

There are a number of reasons why the policy online is cheaper that your renewal. The quote obtained online has the online new business, not a renewal, as such different discounts are added to it, up to 10% for motor and 30% for home and the details you have entered are more up to date than your renewal details which could be up to a year old. This can all mean that in certain circumstances the new business online quote can work out cheaper than your renewal quote.

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