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Q:If someone is a named driver on my policy and they insure their own vehicle with Churchill with a Named Driver No-Claim Discount, and have an accident in their vehicle, will this affect my policy?
A:
If this does happen it won't affect the No-Claim Discount on your policy but under the Duty of Disclosure you are obliged to report this to your insurer, and depending on the circumstances it could affect your future premiums. You are obliged to report this regardless of whether the named driver has a policy of their own or not.
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