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Q:How do I find an accurate figure for the re-build cost and/or contents cost of my property?
As assessing the full rebuild cost of your property and cost of replacing your contents as new can be difficult, we have designed our insurance to be as straightforward as possible. That's why as standard our Buildings policy provides cover for up to £500, 000 for the rebuild of your property, and our contents policy provides cover for up to £50,000 for the replacement of your contents.
On occasions we may feel that our standard limit of buildings or contents cover is inadequate, in which case we will show an estimate of what the minimum actual rebuilding / contents replacement costs should be. The rebuild figure is based on the location, size and age of your home, and the contents replacement estimate is based on the size and type of your home. These figures are intended as a guide only.
If you are unsure what the rebuilding cost should be, we recommend that you seek professional advice from a qualified surveyor. If you need a higher sum insured, you can increase the levels using the "Change Sums Insured button" on the quotation page.
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